Why NioniCare

Insurance should feel personal, not transactional.

We built NioniCare because we believe everyone deserves an agent who genuinely cares — not just a quote engine.

NioniCare founders — licensed health insurance agents

The family behind NioniCare

Family-run, personal service

We are not a call center. We are a family of licensed agents who take the time to understand your situation and find the right plan for you.

Fully bilingual

Comfortable in English or Spanish — we help you navigate enrollment in the language you prefer, every step of the way.

Licensed & certified

Every member of our team holds an active health insurance license and is certified for the ACA Marketplace.

Zero cost to enroll

Our service is completely free. We are compensated by insurance carriers, not by you. No hidden fees, ever.

How it works

Three steps to coverage.
Zero stress.

01

Tell us about yourself

Fill out a quick form or give us a call. We ask a few questions to understand your household, budget, and coverage needs.

02

We find your best options

Our agents compare plans across all major carriers to find the coverage that fits your life and your wallet.

03

Get enrolled for free

We walk you through the entire enrollment process. You get covered, and our help costs you nothing.

Understanding the ACA

8 out of 10 people qualify for coverage at $5/month or less.

The Affordable Care Act makes quality health insurance accessible to individuals and families — often at little to no cost. Learn what you may qualify for.

Pre-existing conditions covered

No plan can reject you or charge more for any health condition you had before enrollment.

Free preventive care

All Marketplace plans must cover preventive services without copays or coinsurance.

$0 premium plans available

Depending on your income and household size, you may qualify for plans with no monthly premium.

Open & special enrollment

Apply during open enrollment or qualify for a special period due to life changes like marriage or job loss.

Trusted carriers

We work with the names you know.

Access plans from the top insurance carriers in the country, all through one team.

Ambetter Health
Oscar
Cigna Healthcare
Florida Blue
Molina Healthcare
UnitedHealthcare
AvMed
AmeriHealth Caritas
Wellpoint
Ambetter Health
Oscar
Cigna Healthcare
Florida Blue
Molina Healthcare
UnitedHealthcare
AvMed
AmeriHealth Caritas
Wellpoint
Wellpoint
AmeriHealth Caritas
AvMed
UnitedHealthcare
Molina Healthcare
Florida Blue
Cigna Healthcare
Oscar
Ambetter Health
Wellpoint
AmeriHealth Caritas
AvMed
UnitedHealthcare
Molina Healthcare
Florida Blue
Cigna Healthcare
Oscar
Ambetter Health
What our clients say

Real families. Real coverage.

Hear from families who found their plans through NioniCare.

I had no idea I qualified for a plan at $0 a month. NioniCare walked me through everything in Spanish and made it so easy. My whole family is covered now.

Maria Gutierrez

Maria Gutierrez

Hialeah, FL

After losing my job I thought I could not afford insurance. Manny found me a plan that actually fit my budget. The whole process took less than a week.

Roberto Vasquez

Roberto Vasquez

Miami, FL

What I appreciated most was how personal the service was. They were not rushing me. They explained every option and helped me pick what was best for my kids.

Ana Patricia Reyes

Ana Patricia Reyes

Doral, FL

Ready to get covered?

Your health coverage is one conversation away.

Whether it is open enrollment or a special enrollment period, we are here to help you and your family find the right plan.